Items where Author is "Hemalatha Muniandy"
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Undergraduate Final Project Report
Mohamad Fakhrulhakim Mohd Daud and Hemalatha Muniandy and Nursriana Basri and Nursyamimi Sulaiman (2023) The determinants of saving behaviors among UMK students. Final Year Project thesis, Universiti Malaysia Kelantan. (Submitted)